Driven by passion for innovation, VMoney challenges the status quo in a static industry. VMoney’s groundbreaking solutions continue to push boundaries, build greater opportunities, and carve new frontiers. We understand that the only way to compete is to evolve, and as new platforms and tools emerge at increasingly faster intervals, we develop solutions that are future-proof and radically redefine the payment landscape.

It is our mission to empower the underbanked/unbanked majority, drive business value, and enhance the overall customer experience when it comes to payments and fund management.

In the age of digital disruption, we have given rise to a one of a kind Cloud Banking experience — banking that creates a sustainable system and economic future for everyone, everywhere.

Management Team

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The VMoney Story

A product of a predecessor company providing advanced banking technology internationally, VMoney was conceptualized to bring a sophisticated payment platform that will truly enable faster and safer transactions and build a sustainable and financially inclusive global ecosystem.

The founders observed individuals who frequented brick and mortar money transfer services that levied disproportionately expensive fees and took days to process remittances. VMoney was born out of the compelling need to address the growing gap between the bank and the consumer as well as to present a more cost-effective and quicker way for people to send money.

In 2013, VMoney was officially launched to the public with the mission of equipping people all over the world with the capability to move money and manage their finances in real-time, anytime, anywhere, at the lowest cost possible. The beauty of VMoney lies in its capability to financially empower the underserved market – both the unbanked and underbanked – which comprises more than half of the global population.

Today, VMoney offers a range of products and services that answer basic and advanced payment needs of both individuals and businesses. Ubiquitous and borderless, VMoney has become one of the most comprehensive and convenient payment portals in the world. Owing to the breadth and depth of its technology, VMoney extends its usability to retail and online merchants, travellers, government agencies, small to large enterprises, transportation providers, and educational institutions that wish to maximize efficiencies, drive costs down, and simplify the user experience.

VMoney continues to commit itself to breaking boundaries and building greater opportunities and ease for everyone, making a strong call to ‘Live Freely’. For corporate communication, press material, or more information, please contact

Certifications and Accreditations

How it works

Sign up with your email address and complete your profile by providing a valid ID.

Top up your account through web banking, over the counter facilities, scratch cards, or ATM.

Send money in real-time to VMoney members and businesses that accept VMoney.

Use VMoney on the web with the myVMoney mobile app.

Shop online using VMoney as a payment option.

Instantly pay your bills or buy prepaid load on

How do you use it?

Who can use VMoney?


Small to Large Businesses

Online Merchants and Physical Retailers

Government Agencies

Educational Institutions


How safe is VMoney?


All data and transactions are held safely and securely with 256-bit SSL encryption – the same encryption and protection used by online banking institutions worldwide.

2-Factor Authentication

Our proprietary security verification provides top-notch protection to our customers through a double verification process.

Banking and Regulatory Standards

VMoney meets, or even exceeds, banking security standards, adheres to global privacy regulations, and is PCI-compliant.

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